RBC says the Bank of Canada may be done cutting rates — here’s what that means for your renewal, refinance, or next home purchase.

“If I had to buy my home today… could I even afford it?”

Would you put it toward travel? Pay down debt faster? Save for your child’s education? Or maybe just breathe a little easier each month?

Too many Canadians end up with a mortgage that works really well… for the bank...

The Bank of Canada lowers policy rate by 0.50 basis points to a new policy rate of 2.50%.

If your current mortgage rate starts with a 5 or even a 6, it might be time to take a closer look.

When your mortgage comes up for renewal, you’ll likely receive a letter or email from your current lender with a new rate and term. Here's the mistake...

When was the last time you looked at your mortgage? Not just the interest rate — but the terms, the flexibility, your long-term plan?

When interest rates dropped to historic lows a few years ago, many homeowners took the opportunity to refinance — and saved thousands. But others waited… and now regret it.

Think of your home not just as a place to live — but as a powerful financial tool.

When most people think about negotiating a mortgage, they focus on one thing: the interest rate...

The Bank of Canada holds the policy rate at 2.75%.